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Almost every website that you visit has what is called a recurring billing payment gateway. Unless a website is for educational or personal use, it will more than likely have a payment gateway that is set up for recurring billing. If you own a website and are looking for a way to accept credit or debit cards there are online businesses that can accomodate your needs. They will integrate a shopping cart right into your site for you. Some will even offer free recurring billing and offer to set up your merchant account for you free of charge along with many other great features.