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Applying for and being approved for a payday advance is quick and easy thanks to the convenience of the internet. Payday Loan Online companies are offering cheap rates and up to 30 days to repay. The borrower is thus required to fulfill some conditions like he should be an adult citizen of the US. He should be employed at the same place since the last 6months and be living at the same place since the last 3months. he repayment can be made in full or in the form of installments, or even the loan can be extended for another term.